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Dealers are nervous about the rise of 84-month car loans

Car loans have been stretching for years, but 2026 looks set to break new records. With prices and interest rates still ...

Dealers are nervous about the rise of 84-month car loans

Car loans have been stretching for years, but 2026 looks set to break new records. With prices and interest rates still ...

Best Auto Loan Rates of July 2026

New car financing is available for under 5% APR for borrowers with high credit scores ...

Seven-Year Car Loans Were a Red Flag a Decade Ago, Now They’re The Norm

Buying a new car in America now feels less like a fun shopping expedition and more like applying for a second mortgage. And the length of the loans drivers are taking on to be able to afford a new car ...

Why longer car loans are costing buyers thousands more

Rising new car prices are leading Americans to take out car loans longer than six years. These longer loans result in buyers paying thousands more in interest over the life of the loan. New Mexico has ...

Car loans could get brutally expensive

Car loans could get brutally expensive just when buyers were expecting relief.

Best auto refinance loans for good credit in July 2026

Refinancing with good credit might save you money, but longer terms can wipe out your savings ...

Santander to refund auto loan fees under New York settlement

New York regulators said Santander Consumer USA overcharged some auto loan borrowers who sought payment extensions between 2016 and 2018.

Why 84-month car loans are surging and what it means for buyers

Over 20% of new car purchases in Q4 2025 were 84-month financing deals. Consumers are looking to lengthier auto loans to lower monthly car payments, but the combined interest costs drastically ...

Best Credit Unions for Auto Loans June 2026

Credit union auto loans work like auto loans from other lenders but often have lower interest rates and other benefits.

Car loans could get brutally expensive

Car loans could get brutally expensive just when buyers were expecting relief.

American Heritage Credit Union Auto Loan Review 2026

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

What Is Auto Loan Refinancing and How Does It Work?

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Pa. is one of the states spending the least on car loans

The current American auto loan debt, according to WalletHub, sits at nearly $1.7 trillion. Researchers at the site decided to dive into auto loan debt in the United States on a state level, analyzing ...

Best car finance options in 2026: A complete beginner’s guide

Buying a car in 2026 is no longer just about choosing a model you like. With rising vehicle prices, changing interest rates, and flexible lending solutions, understanding your Car finance options has ...

Best Auto Refinance Rates and Loans of May 2026

Auto refinance rates start below 5% for borrowers with excellent credit, but others might also find competitive rates ...

Car ownership costs are causing financial strain for Americans

Car ownership is becoming a luxury for many Americans as rising costs for vehicles and insurance outpace income growth.

Average Car Loan Interest Rates by Credit Score in June 2026

You’re more likely to find rates below 5% when you have a higher credit score ...

America’s car payment problem just hit $1.68 trillion: 86 million Americans are carrying a record debt load with 7-year car loans gaining traction

For many Americans, a car payment is not optional. It is the price of getting to work, picking up children, buying groceries, ...

Need to finance a car? Learn what you're signing up for first

Getting a new ride is exciting, but be sure you know what you're getting into if you have to borrow to buy one.